Yowpay

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Welcome To

Expand Your Payment Options With YowPay

Offer the convenience of SEPA transfers alongside traditional payment methods, and improve customer satisfaction with YowPay.

Schedule a Demo

With YOWPAY

Expand Your Payment Options With YowPay

Offer the convenience of SEPA transfers, EPC QR Code, Open Banking / PIS and manual payments with smart routing.

Turn key solution including Instant Business SEPA IBAN Payment account.

Schedule a Demo

How It Work

Increased Sales
Reduce abandoned carts by providing an alternative for customers who prefer not to use credit cards or are reaching their limits.
Smart routing

3 ways to pay by SEPA Instant for end users.
Yowpay optimize SEPA payments

Seamless Integration
Easily integrate YowPay with your existing e-commerce platform or take advantage of our user-friendly mobile app for point-of-sale transactions.

Yowpay Business IBANs

Yowpay provides a turn key solution including Instant Business SEPA Ibans (BE/FR).

B to B and C to B inflows for Ecommerce payments dedicated IBAN.

Card processing Settlement dedicated IBAN.

Funds instantly available for Payouts, no rolling reserves.

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Introducing YowPay: A Game-Changer in Payment Processing

Our cutting-edge solution empowers merchants to offer SEPA instant transfers, streamlining your financial operations like never before.

E-Commerce Integration

Seamlessly integrate instant SEPA transfers into your online store with YowPay’s e-commerce solution. Enhance customer experience with quick, secure, and effortless payment processing tailored to fit your brand.

Point of Sale Mobile App

Enhance in-person transactions with YowPay’s mobile point of sales app. Process payments swiftly and securely anywhere. Add unmatched flexibility and efficiency to your storefront operations.

 

Experience the convenience of processing payments swiftly and securely anywhere, ideal for businesses seeking flexibility and efficiency in their storefront operations.

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How Does it Work ?

In your 20-minute demo, you’ll see how YowPay can:

  • Help you capture more sales
  • Cut your transaction fees
  • Improve your customer experience

Your customer choose how to pay
by bank transfer :
- scans a QR code with their bank app.
- select their bank and follow the PIS processing - enter manually the bank transfer details

Your customer confirms the payment.

The payment arrives in your account instantly.

Our Clients Love YowPay!

~ Marco B.
Director

“Nice team, payment experts, I wasn't aware of the business that I was losing, and the one I could gain. We are so used to card payments, focused on our business. I took a little time before deciding to integrate, and it's true, between the increase in turnover, a significant reduction in costs, additional payments without chargebacks all at low costs, I'm happy , Congratulations. I hope that we will soon have several solutions like this on the market, I find it difficult to live with the dictatorship of the card schemes and I have a fresh wind in my business.”

~ Pascal P.
Director

“In the last 5 years the changes in clairvoyance with payment schemes have been important for us with decreases of turnover. Since then we have sought at all costs to compensate, recovering lost sales and replacing cards in somes cases. YowPay has proven its expertise in understanding payment issues in our business and has been able to respond to them successfully. Our end of year 2023 marks a return to a turnover close to what we expected with additional cost reductions. Given the costs of YowPay without %, it's a win win for us, I hope a large part of our turnover will go towards such solutions, we will also save on the processing of card payments chargebacks too.”

~ Maurice B.
Director

“The implementation of the YowPay solution on site was almost instantaneous, with salespeople's mobile phones directly replacing physical POS terminals. A small integration into our online billing system had to be carried out with the available YowPay teams. I am very happy with the result, a nice saving of 30K per year which is important for an SME like us, we will be able to invest in promotion and generate more turnover in 2024.”

YowPay is answering your questions

The instant transfer is about to lead to a revolution in our banking habits as it makes easier and faster transactions. Refunding a friend, paying an artisan or in a shop, buying a car ! the SEPA instant is availiable Europe in most of the banks
What exactly does YowPay do?

We facilitate the exchange of banking data between you and your customers. We provide a business payment account to receive Instant SEPA transfers via a regulated partner and we provide the technical platform for intelligent routing between the different SEPA transfer methods; namely the EPC QRCODE scan directly from the mobile banking application, the PIS/OpenBanking and the manual transfer.

What does YOWPay mean?

The acronym YOW comes from the English expression ” Your Own Way ” or ” go Your Own Way “. The expression has also been used and hijacked in the world of surfing and boarding in general, but keeping the same meaning : ” go Your Own Wave ” (follow your own wave). How cool is that ?

Is YowPay a bank or an e-wallet?

No, we only facilitate your SEPA instant transfer payments. No financial flows pass through our services. However, Yowpay provides a payment account opened with a European regulated electronic money issuer.

How does YowPay secure access to your banking data?

YowPay only allows funds to be withdrawn from payment accounts to pre-approved accounts which can be either your company or a group company. All this is coupled with the use of 2-factor authentication to verify that the transaction is authorized.

We Are Happy To Help, Send Us Your Questions.

Phone

+33 977 197 888

Email

[email protected]

Address

33, avenue de la Liberté L - 1931 Luxembourg

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