Expand Your Payment Options With YowPay

Offer the convenience of SEPA transfers alongside traditional payment methods, and improve customer satisfaction with YowPay.

  • Increased Sales

    Reduce abandoned carts by providing an alternative for customers who prefer not to use credit cards or are reaching their limits.

  • Transparent Pricing

    Starting at just 0.29€ per transaction, with no hidden fees, YowPay is not only efficient but also cost-effective.

  • Seamless Integration

    Easily integrate YowPay with your existing e-commerce platform or take advantage of our user-friendly mobile app for point-of-sale transactions.

Embrace the Power of Choice

In a market where consumer choice is king, limiting payment options can mean limiting your business potential.

YowPay introduces a dynamic addition to your payment arsenal, ensuring that every customer finds their preferred way to pay.

Whether it’s recovering potentially lost sales or appealing to a broader audience, YowPay is your gateway to enhanced sales opportunities.

Introducing YowPay: A Game-Changer in Payment Processing

Our cutting-edge solution empowers merchants to offer SEPA instant transfers, streamlining your financial operations like never before.

E-Commerce Integration

Seamlessly integrate instant SEPA transfers into your online store with YowPay's e-commerce solution. Enhance customer experience with quick, secure, and effortless payment processing tailored to fit your brand.

Point of Sale Mobile App

Enhance in-person transactions with YowPay's mobile point of sales app. Process payments swiftly and securely anywhere. Add unmatched flexibility and efficiency to your storefront operations.

Experience the convenience of processing payments swiftly and securely anywhere, ideal for businesses seeking flexibility and efficiency in their storefront operations.

How Does it Work?

Your customer scans
a QR code with their bank app.

Your customer confirms the payment.

The payment arrives in your account instantly.

In your 20-minute demo, you’ll see how YowPay can:

Help you capture more sales

Cut your transaction fees

Improve your customer experience

Our Clients Love YowPay!

  • “Nice team, payment experts, I wasn't aware of the business that I was losing, and the one I could gain. We are so used to card payments, focused on our business. I took a little time before deciding to integrate, and it's true, between the increase in turnover, a significant reduction in costs, additional payments without chargebacks all at low costs, I'm happy , Congratulations. I hope that we will soon have several solutions like this on the market, I find it difficult to live with the dictatorship of the card schemes and I have a fresh wind in my business.”

    Marco B, Director

  • “In the last 5 years the changes in clairvoyance with payment schemes have been important for us with decreases of turnover. Since then we have sought at all costs to compensate, recovering lost sales and replacing cards in somes cases. YowPay has proven its expertise in understanding payment issues in our business and has been able to respond to them successfully. Our end of year 2023 marks a return to a turnover close to what we expected with additional cost reductions. Given the costs of YowPay without %, it's a win win for us, I hope a large part of our turnover will go towards such solutions, we will also save on the processing of card payments chargebacks too.”

    Pascal P, Director

  • “The implementation of the YowPay solution on site was almost instantaneous, with salespeople's mobile phones directly replacing physical POS terminals. A small integration into our online billing system had to be carried out with the available YowPay teams. I am very happy with the result, a nice saving of 30K per year which is important for an SME like us, we will be able to invest in promotion and generate more turnover in 2024.”

    Maurice B, Director

YowPay is answering your questions

The instant transfer is about to lead to a revolution in our banking habits as it makes easier and faster transactions. Refunding a friend, paying an artisan or in a shop, buying a car ! the SEPA instant is availiable Europe in most of the banks

Common questions

  • We make it easy for you and your customers to exchange banking data. We create a unique QR code for you for each transaction, making it easier and faster for your customers to pay you with a transfer. If the customer's banking application is compatible with EPC QR codes, the payment takes only a few seconds. If the customer's banking application is not compatible, the customer will have to manually enter your banking information, the reference and the amount of the transaction (a copy/paste is possible and avoids input errors). If you have connected the YowPay application to your bank account, we will check for you that the transaction has been completed.

  • The acronym YOW comes from the English expression " Your Own Way " or " go Your Own Way ". The expression has also been used and hijacked in the world of surfing and boarding in general, but keeping the same meaning : " go Your Own Wave " (follow your own wave). How cool is that ?

  • Absolutely not! We are only a facilitator of your payments via SEPA instant transfer. No financial flows pass through our services. All transfers are made from the client's bank interface to the recipient's (the beneficiary / merchant) account.

  • YowPay uses several Open Banking operators, companies under European licence, the only ones authorised to access customer account data.

    This data is provided on a read-only basis, no debit can be made from your account.

    YowPay does not store the data collected but only reconciles the transactions made via YowPay and the issuance of a QR code.

We Are Happy To Help. Send Us Your Questions.