This is How It Works

YowPay allows merchants to start immediately processing using their existing business bank accounts, no on boarding and collection of documents like with any other Payment Provider as it is a peer to peer solution.

Your point of sales, activity, or online store

A customer is buying goods or services

You present the YowPay QR code to your customer

Your customer pays by bank transfer from his banking mobile app

The money is transferred by SEPA instant transfer from the customer's bank account and your account.